FundMetrics
Honest fund analysis for every Indian investor
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Direct Growth plans only — Regular plans and IDCW/Dividend variants aren't included.
About FundMetrics
FundMetrics is an independent financial research platform engineered to eliminate financial jargon, provide transparent scoring, and architecturally mitigate numerical hallucination in mutual fund analysis.
For Investors: How FundMetrics Works
Whether you are exploring mutual funds for the first time or performing deep portfolio analysis, the platform provides dual entry paths across 5,092 Direct-Growth schemes and 25 major AMCs:
- Guided Intake Path: A step-by-step intake that builds a custom shortlist tailored to your goal, horizon, and risk tolerance.
- Direct Search Path: Skip the intake and jump straight into raw fund metrics, tax math, and direct comparisons.
- Visual Drawdown Analysis: NAV trend graphs explicitly plot downside risk, highlighting worst drawdown periods and recovery timelines upfront — never hidden in fine print.
- Objective Personalization: Adjusting your investor profile reprioritizes your shortlist view, but the underlying fund scores remain immutable and unbiased.
Engineering, SDLC & AI Governance: Under the Hood
Standard LLM implementations struggle in financial domains due to non-deterministic math and hallucination risks. FundMetrics uses a spec-driven, modular architecture to enforce mathematical accuracy while leveraging AI solely for plain-language synthesis.
- Deterministic Computation Engine: Operates completely independently of AI. All returns, volatility indices, max drawdowns, tax math, and SIP projections are calculated through deterministic code logic.
- Constrained Cognitive Engine: Governed by strict schema validation. The AI layer is architecturally restricted from generating or altering financial figures — it can only synthesize and explain pre-computed data.
- Spec-Driven Quality Assurance: Built against formal functional and technical specifications. Releases pass through automated validation suites, gated release checklists, and structured state-tracking protocols to maintain reliability.
- Data Lineage & Integrity: Data is ingested directly via mfapi.in and AMC fact sheets. Missing data points are explicitly marked as unavailable — never synthetically estimated or filled in by the AI.
Governance Notice
FundMetrics is an independent project, built and deployed end-to-end to demonstrate production-grade system design, deterministic AI architecture, and governance discipline applied to a real financial-data product. It does not provide financial advice and is not SEBI-registered — built to help you ask sharper questions, of your advisor or yourself.